/* Benefits for USA — brand site */
:root {
    --navy: #0f2c4d;
    --navy-deep: #0a1f38;
    --blue: #1c5fb0;
    --blue-light: #eaf1fb;
    --accent: #2e8b57;
    --ink: #1f2a37;
    --muted: #566374;
    --line: #dbe2ea;
    --bg: #f6f8fb;
    --white: #ffffff;
    --max: 1120px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
    margin: 0;
    font-family: "Source Sans 3", -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
    color: var(--ink);
    background: var(--bg);
    line-height: 1.6;
}

a { color: var(--blue); text-decoration: none; }
a:hover { text-decoration: underline; }

.wrap { width: 92%; max-width: var(--max); margin: 0 auto; }

/* ---------- Header ---------- */
.site-header {
    background: var(--white);
    border-bottom: 1px solid var(--line);
    position: sticky;
    top: 0;
    z-index: 20;
}
.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    padding: 14px 0;
}
.brand {
    display: flex;
    align-items: center;
    gap: 10px;
    font-weight: 800;
    font-size: 1.25rem;
    color: var(--navy);
}
.brand:hover { text-decoration: none; }
.brand .mark {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 34px; height: 34px;
    border-radius: 8px;
    background: var(--navy);
    color: #fff;
    font-size: 1rem;
}
.brand small { display: block; font-weight: 600; font-size: .72rem; color: var(--muted); letter-spacing: .02em; }

.nav { display: flex; align-items: center; gap: 22px; }
.nav a { color: var(--ink); font-weight: 600; }
.btn-call {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: var(--accent);
    color: #fff;
    font-weight: 700;
    padding: 10px 18px;
    border-radius: 999px;
    white-space: nowrap;
}
.btn-call:hover { background: #256f46; text-decoration: none; }

.nav-toggle { display: none; }

/* ---------- Hero ---------- */
.hero {
    background: linear-gradient(160deg, var(--navy) 0%, var(--navy-deep) 100%);
    color: #eef4fb;
    padding: 64px 0 72px;
}
.hero .wrap { display: grid; grid-template-columns: 1.15fr .85fr; gap: 48px; align-items: center; }
.hero .eyebrow {
    display: inline-block;
    font-weight: 700;
    font-size: .8rem;
    letter-spacing: .08em;
    text-transform: uppercase;
    color: #9dc2f0;
    margin-bottom: 14px;
}
.hero h1 {
    font-family: "Source Serif 4", Georgia, serif;
    font-size: clamp(2rem, 4vw, 2.9rem);
    line-height: 1.15;
    margin: 0 0 18px;
    color: #fff;
}
.hero p.lead { font-size: 1.12rem; color: #cfdcec; margin: 0 0 26px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; align-items: center; }
.btn-primary {
    display: inline-flex; align-items: center; gap: 10px;
    background: var(--accent); color: #fff; font-weight: 800;
    font-size: 1.05rem; padding: 14px 26px; border-radius: 999px;
}
.btn-primary:hover { background: #256f46; text-decoration: none; }
.btn-ghost {
    display: inline-flex; align-items: center; gap: 8px;
    color: #cfe0f4; font-weight: 700; padding: 12px 8px;
}
.hero-note { margin-top: 18px; font-size: .9rem; color: #a9bfd6; }

.hero-card {
    background: rgba(255,255,255,.06);
    border: 1px solid rgba(255,255,255,.14);
    border-radius: 16px;
    padding: 26px;
    backdrop-filter: blur(4px);
}
.hero-card h2 { margin: 0 0 6px; font-size: 1.15rem; color: #fff; }
.hero-card p { color: #c7d6e7; font-size: .96rem; margin: 0 0 18px; }
.hero-card ul { list-style: none; margin: 0; padding: 0; }
.hero-card li { display: flex; gap: 10px; align-items: flex-start; padding: 9px 0; color: #e7eff8; border-top: 1px solid rgba(255,255,255,.10); }
.hero-card li:first-child { border-top: none; }
.hero-card li .ic { color: #7fe0a8; margin-top: 3px; }

/* ---------- Sections ---------- */
section { padding: 60px 0; }
.section-head { text-align: center; max-width: 720px; margin: 0 auto 40px; }
.section-head .kicker {
    font-weight: 700; font-size: .8rem; letter-spacing: .08em;
    text-transform: uppercase; color: var(--blue);
}
.section-head h2 {
    font-family: "Source Serif 4", Georgia, serif;
    font-size: clamp(1.6rem, 3vw, 2.1rem);
    color: var(--navy); margin: 8px 0 12px;
}
.section-head p { color: var(--muted); font-size: 1.05rem; margin: 0; }

.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.step {
    background: var(--white); border: 1px solid var(--line);
    border-radius: 14px; padding: 26px; text-align: center;
}
.step .num {
    width: 46px; height: 46px; margin: 0 auto 14px;
    display: flex; align-items: center; justify-content: center;
    background: var(--blue-light); color: var(--blue);
    border-radius: 50%; font-weight: 800; font-size: 1.2rem;
}
.step h3 { margin: 0 0 8px; color: var(--navy); font-size: 1.15rem; }
.step p { margin: 0; color: var(--muted); font-size: .98rem; }

/* What we are / aren't */
.wa { background: var(--white); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.wa-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }
.wa-col {
    border: 1px solid var(--line); border-radius: 14px; padding: 26px;
}
.wa-col.are { background: #f2f8f4; border-color: #cfe6d8; }
.wa-col.arent { background: #fbf3f2; border-color: #eccfcc; }
.wa-col h3 { margin: 0 0 14px; font-size: 1.15rem; color: var(--navy); }
.wa-col ul { margin: 0; padding-left: 0; list-style: none; }
.wa-col li { padding: 8px 0 8px 28px; position: relative; color: var(--ink); }
.wa-col.are li::before { content: "✓"; position: absolute; left: 0; color: var(--accent); font-weight: 800; }
.wa-col.arent li::before { content: "✕"; position: absolute; left: 0; color: #b4453c; font-weight: 800; }

/* FE explainer */
.explain-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.card {
    background: var(--white); border: 1px solid var(--line);
    border-radius: 14px; padding: 24px;
}
.card h3 { margin: 0 0 8px; color: var(--navy); font-size: 1.1rem; }
.card p { margin: 0; color: var(--muted); font-size: .98rem; }

/* CTA band */
.cta-band {
    background: linear-gradient(160deg, var(--blue) 0%, var(--navy) 100%);
    color: #fff; text-align: center;
}
.cta-band h2 { font-family: "Source Serif 4", Georgia, serif; font-size: clamp(1.6rem, 3vw, 2.1rem); margin: 0 0 12px; color: #fff; }
.cta-band p { color: #d3e2f2; max-width: 620px; margin: 0 auto 24px; }
.cta-band .btn-primary { background: var(--accent); }
.cta-band .phone-line { margin-top: 16px; font-size: .95rem; color: #bcd0e6; }

/* Simple content pages */
.page { background: var(--white); }
.page .wrap { max-width: 860px; }
.page-body {
    background: var(--white); border: 1px solid var(--line);
    border-radius: 14px; padding: 34px; margin: 36px auto;
}
.page-body h1 {
    font-family: "Source Serif 4", Georgia, serif;
    color: var(--navy); font-size: 2rem; margin: 0 0 18px;
}
.page-body h2 { color: var(--navy); font-size: 1.3rem; margin: 26px 0 10px; }
.page-body p { color: var(--ink); }
.page-body ul { margin: 10px 0 10px 20px; color: var(--ink); }
.page-body li { margin: 6px 0; }

/* ---------- Footer ---------- */
.site-footer {
    background: var(--navy-deep);
    color: #c9d5e3;
    padding: 44px 0 40px;
}
.footer-links {
    display: flex; flex-wrap: wrap; justify-content: center;
    gap: 10px 18px; margin-bottom: 26px;
}
.footer-links a { color: #dce6f2; font-weight: 600; }
.footer-links span { color: #47607d; }
.footer-disclosure {
    width: 100%; max-width: none;
    border-top: 1px solid rgba(255,255,255,.12);
    padding-top: 22px;
    font-size: 14px; line-height: 1.7; color: #aebccd; text-align: center;
}
.footer-disclosure p { margin: 0 0 12px; }
.footer-disclosure p:last-child { margin-bottom: 0; }
.footer-disclosure .disclosure-lead { font-weight: 700; color: #e7eef6; font-size: 15px; }

/* ---------- Responsive ---------- */
@media (max-width: 860px) {
    .hero .wrap { grid-template-columns: 1fr; gap: 32px; }
    .steps, .explain-grid, .wa-grid { grid-template-columns: 1fr; }
    .nav { gap: 16px; }
    .nav a:not(.btn-call) { display: none; }
}
@media (max-width: 520px) {
    .hero { padding: 44px 0 52px; }
    section { padding: 44px 0; }
    .brand small { display: none; }
}
